Ethel Zhang

Many Singapore buyers start with a project. This free scorecard shows what to check before you commit.

For financially capable Singapore Citizens and PRs at a property crossroads. See which part of your life, finances and future needs more thought before you commit.

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Free PDF scorecard · 2 pages

What's inside the scorecard

  • Your dream Check whether you know what your next home needs to support.
  • Your financial reality Notice whether the decision leaves enough room for life to change.
  • Your options See whether you have compared more than the most obvious route.
  • Your whole life Check whether property and family priorities are pulling together.
  • Your execution Find out whether your next step is clear enough to act on.
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Who made this scorecard?

Ethel Zhang

I help financially capable Singaporeans and PRs connect property decisions with the life they want over the next 10 years. My background in finance and economics, eight years in full-time Singapore real estate and work with more than 100 families shape a practical, whole-life approach.

My own decisions have included moving from one private home to a two-condo structure while building a business in Singapore. That experience shaped my belief that property must leave room for family, work and future choices.

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Use it in 3 simple steps

  1. 1

    Score

    Answer five questions honestly.

  2. 2

    Spot

    Find the weakest part of your plan.

  3. 3

    Pause

    Do not commit until that gap is clearer.

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